Banking & Fintech
Chilean banking faces increasingly strict regulations from the CMF while trying to innovate with AI. The problem: AML systems generate ~90% false positives because they analyze isolated transactions. We diagnose why the alerts fire and, when the case warrants, model the relationships between accounts, people, and transactions that traditional rules can't see.
— PwC, estimación de la industria ampliamente citada
The problems
90-95% false positives in AML detection. Your compliance team chases ghosts.
90-95% false positives in AML
Your team wastes time investigating alerts that aren't real.
Manual and slow KYC
Customer verification that takes days instead of minutes.
Sophisticated fraud
Fraud networks operating across multiple accounts and institutions.
Our solutions
Banking & Fintech
Transaction graph
We visualize relationship networks between accounts, people, and transactions.
Intelligent AML
Money laundering detection based on network patterns, not rigid rules.
Automated KYC
Customer verification in minutes by crossing multiple sources.
Related services
GraphRAG and knowledge graphs
Only if warranted
Automation, agents, and applied AI
When it adds value
Fractional leadership: CAIO + CTO
Executive judgment
Frequently asked questions
What do you diagnose first in Banking & Fintech?
We start with the operational pain, usually around 90-95% false positives in AML: Your team wastes time investigating alerts that aren't real. From there we decide whether the issue is process, data, systems, leadership, or a mix of them before proposing any implementation.
Do we need AI or a new platform to solve it?
Not by default. In Banking & Fintech, the right answer can be a process change, integration, automation, dashboard, custom software, or no build at all. We only use AI or advanced data architecture when the diagnostic shows it will change the business result.
What could an initial project look like?
A first scope often targets Transaction graph: We visualize relationship networks between accounts, people, and transactions. We keep the scope tied to one measurable outcome, clear ownership, and the capacity your team actually has to operate the change.
How does fractional CAIO/CTO support work here?
We act as fractional technical leadership for Banking & Fintech: prioritizing risks, turning Manual and slow KYC into concrete operating decisions, selecting or coordinating vendors when needed, and supervising implementation until the change is working in the business.